Qryptopay bridges crypto investment and QRIS payments. It solves the inability to spend crypto value, caused by Indonesia's crypto payment ban & slow manual conversions. Its "Dual Wallet" (IDR + Crypto) and "Real-Time Auto-Convert" mechanism enable seamless payments. When IDR balance is low during a QRIS scan, the app auto-sells crypto to fund the IDR wallet, completing the payment in Rupiah. This makes crypto a liquid, spendable asset while compliant with Bappebti & Bank Indonesia.